Mr. MANIKANDAN. A
Designation: Assistant Professor
Qualification: M – Com, UGC – NET, B – Com, B –Ed. , Msc. Applied Psychology, DCFA, DCA (s)
Email-ID: Manikandan@naipunnay.ac.in
He is a UGC – NET qualified post graduate in Commerce with specialization in finance from University of Calicut and qualified B. Ed. in Commerce from Kerala University with University first rank. He also qualified Msc. Applied psychology (Child Psychology) from Annamalai University. He has 7 years of teaching experience in UG and PG. He is pursuing Ph. D. Commerce (Microfinance), Department of Commerce, Annamalai University and published research articles in UGC Care and approved journals. His research interests are in the area of microfinance, accounting and finance.
- UGC – NET (Commerce) – June 2015
- M –Com (Finance )- July, 2011 (University of Calicut)
- B- Com (Finance ) – April, 2009 (University of Calicut)
- B-ED.( commerce) (University First Rank) – March 2015 (University of Kerala)
- Applied Psychology (Child Psychology)(On Campus Programme) – September ,2018 (Annamalai University, Chidambaram)
- Diploma in Computerized Financial Accounting. (DCFA) – August, 2012 (L. B. S. Centre for science &technology, Govt. Of Kerala undertaking)
- Diploma in Computer Applications (software) (DCA(s)) – August, 2013 (L. B. S. Centre for science &technology, Govt. Of Kerala undertaking)
- Worked as fulltime Lecturer in commerce , Co-operative college, (A division of Alathur Educational Cooperative Council) (From 1-06-2012 To 31-10-2013)
- Worked as Assistant Professor in Commerce with Course co- coordinator for the programme ‘B com commerce with computer application’ – Naipunnya School of Management (Affiliated to University of Kerala), ISO Certified, Cherthala, Alappuzha (01-01-2015 to 28/06/2019)
- Working as an Assistant Professor in Commerce, Naipunnya Institute of Management and Information Technology (NIMIT), Affiliated to University of Calicut, NAAC Accredited with B++ Grade, ISO Certified, Koratty, Thrissur. (From 1/07/2019 onwards)
- Accounting and Finance
- Research in microfinance
- Taxation and Practices
- Managerial Economics
- Applied psychology
| Sl. No. | Date | Research paper details | Publication details |
| 1 | April,2020 | Microfinance to entrepreneurial Responsible financing: Redefinition of interest element (Interest free but revenue sharing model) | ‘TATHAPI’ (UGC CARE Listed, Indexed and Peer Reviewed Research Journal) – ISSN: 2320-0693. |
| 2 | September
2018 |
Employee satisfaction factors in informal sector : A study with special reference to Rural coir workers in Alappuzha | Online international interdisciplinary research Journal (Bi-monthly)
ISSN-2249-9598 Volume – 08,special issue -01 UGC Listed Journal (Included in UGC New Delhi Approved Journal Number 46964. |
| 3. | April 2019 | Role of Kudumbasree in Responsible financing : A study with special reference to Kudumbasree beneficiaries in Alappuzha | Impact: International Journal of Research in Humanities, Arts, and Literature, IMPACT: IJRHAL, ISSN (Print): 2347-4564, ISSN (Online): 2321-8878, Volume- 7, Regular issue- 4, UGC Listed Journal, Impact Factor: 3.7985, ICV Factor- 42.56, NAAS Rating: 3.10, UGC Approved Journal: 40893. |
| 4. | May-2019 | Role of Self Help Groups in Responsible financing : A study with special reference to Kudumbasree beneficiaries in Alappuzha | Review of Research- International Online Multidisciplinary Journal, UGC Approved Journal Number: 48514, ISSN: 2249-894X, Impact factor: 5.7631(UIF), Volume -8, Issue-8, UGC Listed Journal. |
| 5 | August
2018 |
Role of Ujjivan small financing in inclusive financing : A study with special reference to Ujjivan beneficiaries in Alappuzha | Emperor International Journal of Finance and Management Research(EJFMR)
ISSN Number: 2395-5929 Volume – IV, Issue Number- 7 Mayas publication |
| 6 | June
2017 |
Financial inclusion : Impact on before and after Demonetization of currency to bank customer behavior | Research Scholar
Referred Interdisciplinary Research Journal Scholars Association of Kerala ISSN: 2249-6696 Volume – 7, Issue Number – 2 |
| 7 | March
2017 |
Impact of Demonetization on the bondage of Indian financial inclusion process and bank customer satisfaction – The Ten factors analysis | Indian Streams Research Journal
International Recognized Multidisciplinary Research Journal ISSN: 2230-7850 Impact Factor: 5.1651(UIF) Volume – 7,Issue -2 |
| 8 | January
2017 |
Financial Literacy : Influence of saving and investment habit | Xavierian Journal of Research in Commerce
Peer Referred Bi-annual Research Journal (Special issue on international seminar on financial literacy : A supreme tool in accelerating corporate social responsibility in financial institutions 18,July,2016 at Post Graduate Department of commerce and Research , St. Xavier college for Women, Aluva ( Affiliated to Mahatma Gandhi University , Kottayam ,Kerala) ISSN: 2347-372X Volume number – 2,Issue number1 |
| 9 | December
2016 |
Influence of financial literacy on the financial inclusion : A basic analysis | Golden Research Thoughts
International Recognition Multidisciplinary Research Journal ISSN : 2231-5063 Impact factor : 4.6052(UIF) Volume – 6 , Issue – 6 |
| 10 | March
2015 |
Role of Lead bank scheme and Financial literacy centers in the financial inclusion process of India | “Finnova 15”
Proceeding of UGC Sponsored National seminar on Green Banking –An innovative tool for service quality Post graduate department of commerce and management , NSS College , Nemmara(Affiliated to University of Calicut) |
| 11 | February
2015 |
Financial inclusion in India: A cause and effect analysis | Synernovae
Multidiscipline seminar, paper presentation and Research Journal Naipunnya school of management (Affiliated to University of Kerala) Cherthala, Alappuzha |
| Sl. No. | Date | Venue | Conference Name | Research paper details |
| 1 | 16th and 17th December, 2019 | PG and Research Department of Commerce, Government Arts College, Dharmapuri | ‘International Conference on Emerging Challenges of Global Business and Roadmap for Innovative Solutions- ICGB 2019’ | Role of Self Help Groups in Responsible financing: A Study with special reference to beneficiaries of self help groups in Alappuzha |
| 2 | 29th
September 2018 |
Post Graduate department of commerce, Maharaja’s College , A government Autonomous College, Affiliated to Mahatma Gandhi University, Eranakuam | 2nd International Conference on Commerce and Management in the Changing Times (ICCMCT 2018) | “Role of ESAF Small financing in inclusive financing : A study with special reference to ESAF beneficiaries in Alappuzha” |
| 3 | 13th and 14th
August 2018 |
Post Graduate department of commerce, Maharaja’s College, A government Autonomous College, Affiliated to Mahatma Gandhi University, Eranakuam. | Directorate of Collegiate Education Sponsored Two day National Seminar on Research Methodology in Social Science | “Role of Ujjivan Small Financing in Inclusive financing: A study with special reference to Ujjivan beneficiaries in Alappuzha ” |
| 4 | 16th and 17th
March 2018 |
Department of Applied Economics, Cochin University of Science and Technology, Kochi, Kerala. | Indian Council of Social Science Research (ICSSR), New Delhi ,Sponsored Two day International Conference on “Economic Transformation for inclusive growth and development”, Hosted by Department of Economics, CUSAT, Cochin ,Kerala and in Collaboration with Indian Economic Association9IEA) | Financial inclusion and Women Coir workers- An inclusive financial analysis. |
| 5 | 25th
March 2017 |
Naipunnya school of management, Cherthala
(Affiliated to University of Kerala) |
Multidisciplinary paper presentation
Research conference “Synernovae- 2017 ” |
Impact of Demonetization on the bondage of Indian financial inclusion process and bank consumer satisfaction – The Ten factors analysis |
| 6 | 21st
March 2016 |
Post graduate department of commerce and management , Naipunnya Institute of Management and Information Technology (NIMIT), Affiliated to University of Calicut, Pongam, Thrissur, Kerala | National Seminar on Emerging Trends in Indian Banking Industry | Role of Lead bank scheme and Financial literacy centers in Indian financial inclusion process |
| 7 | Fifth
December 2015 |
Naipunnya school of management, Cherthala
(Affiliated to University of Kerala) |
Multidisciplinary paper presentation
Research conference “Synernovae- 2015 ” |
Financial inclusion factors in India: A cause and effect analysis |
| 8 | First October
2015 |
Post graduate department of commerce and management , NSS College, Nemmara (Affiliated university of Calicut) | National seminar on Green banking – a innovative tool for service quality
Sponsored by UGC and institute of charted accounts of India |
Role of Lead bank scheme and Financial literacy centers in Indian financial inclusion process |
| 9 | 23rd
July 2015 |
Naipunnya school of management, Cherthala
(Affiliated to University of Kerala) |
Faculty Development Programme (FDP), Naipunnya school of management, Cherthala
(Affiliated to University of Kerala) |
“Role of LBS and FLCs in Financial inclusion process” |
| 1 | 11th to 15th , November, 2019 (5 days) | Indian Institute of Management (IIM) Kozhikode | 5 days FDP Sessions on ‘Learning to do Academic Research: For publishing in Academic Journals and for Doctoral Dissertations’ |
| 2 | 11th June to 16th June 2019
(6 days) |
Indian Institute of Management (IIM) Kozhikode | 6 days FDP Conference in Fundamentals of Data analysis and Reporting for Research and Publication |
| Sl. No. | Date | Venue | Seminar/Conference details |
| 1 | 16th November, 2019 | Naipunnya Institute of Management and Information Technology (NIMIT- NAAC Accredited with b+, ISO Certified), Affiliated to Calicut University, Thrissur. | One Day Research Conference: R- Collective. |
| 2 | 29th
September 2018 |
Post Graduate department of commerce, Maharaja’s College , A government Autonomous College, Affiliated to Mahatma Gandhi University, Eranakuam | 2nd International Conference on Commerce and Management in the Changing Times (ICCMCT 2018) |
| 3 | 13th and 14th
August 2018 |
Post Graduate department of commerce, Maharaja’s College , A government Autonomous College, Affiliated to Mahatma Gandhi University, Eranakuam | Directorate of Collegiate Education Sponsored Two day National Seminar on Research Methodology in Social Science |
| 4 | 16th and 17th
March 2018 |
Department of Applied Economics, Cochin University of Science and Technology, Kochi, Kerala. | Indian Council of Social Science Research (ICSSR), New Delhi ,Sponsored Two day International Conference on “Economic Transformation for inclusive growth and development”, Hosted by Department of Economics, CUSAT, Cochin ,Kerala and in Collaboration with Indian Economic Association9IEA) |
| 5 | 25th
March 2017 |
Naipunnya school of management, Cherthala
(Affiliated to University of Kerala) |
Multidisciplinary paper presentation
Research conference “Synernovae- 2017 ” |
| 6 | 21st January
2017 |
Post graduate department of commerce and Research , St. Xavier’s College for women, Aluva (Affiliated to University of Mahatma Gandhi , Kottayam) | National Workshop on Research Methodology |
| 7 | 7th
December 2016 |
Department of Management studies, TKM Institute of Management ,Affiliated to Kerala University and Approved by AICTE ,Kollam, Kerala | 4th Management Summit 2016 |
| 8 | 21st
March 2016 |
Post graduate department of commerce and management , Naipunnya Institute of Management and Information Technology (NIMIT), Affiliated to University of Calicut, Pongam, Thrissur, Kerala | National Seminar on Emerging Trends in Indian Banking Industry |
| 1 | 28th August, 2020 | Department of Economics and Department of Political Science, Christ College (Reaccredited with A Grade by NAAC), Irinjalakuda, Kerala. | One Day National Webinar on ‘India and its neighborhood in contemporary Times: Economic and Political perspectives ’ |
| 2 | 20th August, 2020 | Department of Commerce and IQAC, St. Joseph College of Communication, Changanassery, Kerala. | One Day National Webinar on ‘Finance Sector Development and Regulation- FSDR Bill 2019 & Banking Regulation (Amendment) Ordinance 2020’ |
| 1.Prof.K.Jacob Mathew Ever Rolling Certificate ( For top score in B. Ed. Degree examination) |
| 2.Dr.G.Sankarankutty Nair Endowment Prize Certificate( For Highest mark in B. Ed. Degree Practical Examination |
| 3.Platinum Jubilee Memorial Ever Rolling Trophy Certificate( For Highest mark in B. Ed. Degree Examination) |
Acted as Resource person by lecturing on the topic ‘GST: The structural analysis and application in Tourism Industry’ as Webinar organized by Department of Vocation (Travel, Tourism and Logistic Management), CMS College (Autonomous), Kottayam. (Date: 22nd, September, 2020)






